Eagle Creek Condominiums

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A-Our Board Mission & Philosophy Statement

We wanted to use A- because you might not find and read this later and we felt it the most important overarching philosophy that will keep our neighborhood a stable & great place to live for years to come.

Our Board Mission, since inception in 1996, has always been that we want to have an active volunteer working resident board that actively manages our neighborhood.

We believe that, since we as residents obviously have a personal vested interest, we will do a better job taking good care of our neighborhood than utilizing, and paying for, a management company.

An equal and integral part of our mission is we want a financially secure Association.

The Board has never had to charge a special assessment since the inception of our neighborhood.

None of us want "surprise" special assessments because it is simply easier to manage and our goal is to reduce the need for "surprises" for current, or new, residents.

It is a fairer and more equitable pay as you go philosophy.

A financially secure Association will in turn make our home values higher which benefits everyone.

A financially secure Association is an attractive asset, goodwill as it were, for new homeowners which will mean you will get more for your home when you sell it. Without a financially secure Association, our property values plummet, which begins a downward spiral for our neighborhood. We need to be stronger for all of us. We can't afford not to.

That, in turn, will mean remaining homeowners will get more for their homes in the future.

We want to protect our investment, which is, for many of us, our largest single asset, our home.

For further information look under the Financial Documents section of the website. Look at the budget and look at the reserves and look at the FAQ under insurance and also Reserves and Reverse Mortgages.
Air Conditioners - 2 issues

#1 - The air conditioners are your responsibility. The outside condensers on some units are in the mulching area. You need to be aware that the mulch might get too close to your outdoor unit. If it does it reduces the airflow, and can greatly decrease the life of the unit. That's your unit. We know you were just dying to buy a new more efficient unit sooner - right?

By the way, if you do get a more efficient air conditioner (or appliances too) you can frequently get a credit or check from LG&E for buying more energy-efficient appliances.

#2 - Some people have indoor air conditioners usually on the second floor. You cannot have outdoor "hang in the window" type air conditioners. The indoor air conditioners very aesthetically vent out through an upstairs window. The vent is approximately 4" tall and as wide as the window. These are the only types of non-central air conditioners that are allowed. If you have any questions please ask any board member or send an email to the website.

While we're on the subject, some of the people have had difficulties cooling their upstairs. Take a look at the attic fan FAQ that discusses new foam insulation to go in the attic. Some of us put the new foam insulation in the attic in our houses because the upstairs was hot and hard to keep cool. Now it is not.
Animals - Pets & Poops

Please show consideration for your neighbors and our community by carrying a plastic bag and picking up your pet when walking them.

This applies anywhere in the common areas especially around and approaching the bridge and in the front yards of all homes.

Also, remember that all pets (including cats) are subject to the local leash law. This means that you also may not simply allow your pets to go outside to relieve themselves anywhere in the common area.

Please keep your pets away from all the shrubs and walk them near the roadway. You wouldn't believe how much we all enjoy the honor of your dog's essence on our shrubs. It does kill the shrubs eventually.

Feeders Supply put out a flyer in 2016 that tells us the following eye (and nose) opener. Dog poop is not only smelly and an eye sore - it is also a health risk! People can get worms, disease-causing germs like E.coli, salmonella, and many more.

When it rains, this is washed into storm drains, which go right into streams and rivers. The EPA estimates that poop from 100 dogs can close a body of water and all watershed areas within a 20-mile area to swimming and boating! Read the entire article on Feeders-Supply.com.

C'mon neighbors please be kind and help us out!

REMEMBER THE POOP MUST BE PICKED UP NOT ONLY WHEN YOU WALK YOUR PET, BUT IN YOUR YARDS TOO!

WE MUST ACCEPT AND RESPECT THAT ALL PEOPLE ARE NOT ANIMAL LOVERS, AND DON'T WANT THEM COMING INTO THEIR HOMES, PORCHES, OR GARAGES! FOR NON-ANIMAL LOVERS, THERE MUST BE SOME UNDERSTANDING THAT THE PETS ARE VERY DEAR TO THEIR OWNERS, AND DOING THEM HARM IS CRUEL & ILLEGAL!

If you are having a problem with a roaming pet, don't call Mary Knopf or the board members, as they don't have the authority to deal with this. You have two choices:

1. If you know the owner, you could speak to them and ask them to keep the animal inside.

2. You can call Metro Animal Services at 502-473-7387 to come and remove the animal.

We have a leash law in Eagle Creek (Rules and Regulations, Pages 3 and 4) that is not just our law, but one of Jefferson County.

We hope this clarifies the need to enforce the leash law. All we are asking is to be courteous to your neighbors. Can't we all just get along?
Animals - Strays

Please do not feed stay animals. If there is a stray animal or you have an issue with a neighbor's animal, please call Animal Control.
Annual Homeowners Meeting

We usually have our annual meeting on the first Monday of June every year at approximately 7:00 PM. It is held at Lyndon City Hall on Wood Road 1 block off LaGrange Road in the heart of Lyndon near the Thornton's Gas and the Walgreen's Drug Store.
Attic Fans & Foam Insulation

Attic exhaust fans are among the items that are the maintenance, repair and replacement responsibility of unit owners.

Two story unit owners have an electric powered roof mounted ventilator, i.e.. fan, to exhaust hot air out of the upstairs storage room. A thermostat turns the fan on when the temperature in the room rises above that for which the thermostat is set. If your fan stops, the most likely cause is a burnt out motor. You are responsible for the attic fan replacement, not the association.

- Owner Responsibility: Attic fans and vents are the maintenance and replacement responsibility of the unit owner.

ATTIC FOAM - By the way, since the attic fans are over 28 years old now, and they didn't have the technology back then, several homeowners have added the new fabulous foam insulation in their attics. This means they covered up the hole from the bottom side of the roof because the attic fans (and the venting too) are no longer necessary. From personal experience, even on the hottest days our attic will generally never get above 90 degrees now. Before this, it was regularly over 110-120 degrees. It has made the house cooler (and MUCH warmer in winter) and unbelievably quieter. We can even keep the outdoor plants in the attic in the winter now with just a lamp to keep the plants alive because the attic never gets below about 45 degrees in winter.

ATTIC FOAM REQUIREMENTS:

- Foam used must be OPEN CELL - Not Closed Cell Foam. Closed cell foam traps moisture effecting the most critical factor for the safety of the roof structure.

- FOAM Modification Approval: Attics are considered Limited spaces, therefore, you must obtain prior written approval from the Board before modifying your attic venting or installing foam insulation.

- Future Owners: If you modify the exterior or structural venting (like covering roof vents), you are responsible for maintaining these changes and informing future homeowners of this responsibility.

For those people with basements, this foam insulation works unbelievably well there too. If your basement is freezing in the winter, the foam insulation will make your basement much more livable.

After we replaced the THIRD motor, we went with the insulation option above. Much, much better!!

See also the FAQ titled Fun Facts to Know and Tell about your Master Deed.
Bird Feeders & Accidental Plantings

As the crews are weeding, they are finding lots of small plants growing up under bird feeders. When seed falls out of the feeders, it germinates, and lots of small plants emerge. The guys don't have time to remove all of these plants, so they must spray them with weed killer, which can be fatal to the birds. Please remove these plants yourself if you don't want them sprayed, or here's another suggestion - ground peanuts!

The birds love ground peanuts, and they can't germinate into plants, solving the problem.

You can get a 10-pound bag at Feeder's Supply for $12.99. If this sounds expensive, remember that there is no waste, so it should last longer.
BLINDS AND DRAPES

RULES AND REGULATIONS OF EAGLE CREEK CONDOMINIUMS states that any drapes and blinds used in a unit shall, regardless of color, have a white background facing any window.
Board Members & Who Do You Call

All questions about the facilities go to Mary Knopf.

Troubleshooter - Mary Knopf 1406 Eagle Run Drive
502-412-5734

President - Kristy Stopher 8213 Eagle Creek Drive
                                  502-608-2906 Term Expires June 2026

Treasurer - Lisa Cover 8229 Eagle Creek Drive
650-303-2386 Term Expires June 2025

V-P/Secretary - Robert Rahiya 1707 Eagle Creek Place
                                 502-426-5326 Term Expires June 2025

Director - Clubhouse - Carol Fahey 8222 Eagle Creek Drive
                                 260-414-2404 Term Expires June 2025

Director - Buildings - Nancy Stanbery 8325 Eagle Creek Drive
                                 502-291-5516 Term Expires June 2026

Director - Buildings - Jon Meinze 1605 Eagle Nest Way
                                 502-693-3281 Term Expires June 2025

Director - Grounds -    Dianne Williams Wildt 1715 Eagle Creek Place

502-797-1258 Term Expires June 2026
Car Keys By My Bed At Night Makes Me Safer!

Tell everyone you know! Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until you turn it off.

This tip came from a neighborhood watch coordinator. Next time you come home for the night, and you start to put your keys away, think of this:

IT'S A SECURITY ALARM SYSTEM, that you probably already have and required no installation. Test it. It will go off from most everywhere inside your house and will keep honking until you reset it with the button on the key fob chain. It works if you park in your driveway or garage. If your car alarm goes off when someone is trying to break in your house, odds are the burglar rapist won't stick around...after a few seconds all your neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that.

Maybe it could save a life or a sexual abuse crime.

This might also be useful for any emergency, such as a heart attack, where you can't reach a phone!
CITY OF LYNDON, METRO COUNCIL Member, SCHOOLS, FIRE DEPARTMENT, US REPRESENTATIVES & SENATORS, KY REPRESENTATIVES & SENATORS, VOTING LOCATIONS WHO YA GOING TO CALL? Ghostbusters!

Most of us have absolutely no clue where we are or who our representatives are. And why didn't you ask us to put this on the website before?

Here's a few clues - not that you (because I know I won't remember) will ever remember this so that's why we're putting it here on the website.

We happen to be in the Louisville Metro Council District #7

Our Metro Councilwoman is Paula Mccraney. See Useful Links on our Website.

We are in the City of Lyndon

The Mayor is Brent Hagan.  See Useful Links on our Website.

The Fire Department location that is closest to us is at 8414 Westport Road.

The Lyndon Fire Department merged into the St. Matthews Fire & Rescue Department in 2019.

If you have a fire please call 911. If you want the local phone number it is 502-893-7825.
See Useful Links on our Website.

Our US Senators are Mitch McConnell and Rand Paul.

Senator McConnell's website is https://www.mcconnell.senate.gov/public/

Senator Rand's website is https://www.paul.senate.gov/

Our US Representative is Morgan McGarvey 3rd District

His website is https://mcgarvey.house.gov

We are in Kentucky District 33.

Our State Representative in Frankfort is Jason Nemes.

His website is https://legislature.ky.gov/Legislators/Pages/Legislator-Profile.aspx?DistrictNumber=33

His email is jason.nemes1017@gmail.com

His facebook is facebook.com/jason.nemes1

His twitter is @jmnemes

We are in Kentucky Senate District 36.

Our State Senator in Frankfort is Julie Raque Adams.

Her website is https://legislature.ky.gov/Legislators/Pages/Legislator-Profile.aspx?DistrictNumber=136

Normally we vote at Westport Middle School. Who knows where it's going to be in 2025. We're doing the absentee ballot thing this year.

Did you notice we did this FAQ to try to force you to look at the Useful Links?
Clubhouse & Guest Quarters

Our clubhouse is attached by a door, that locks on both sides, to the guest quarters.

The clubhouse can fairly comfortably accommodate up to 40-50 people. But please remember that we do not have adequate, convenient, and permissible parking for cars for that number of folks. The fee is $100 per night and $150 for 2 nights.

The clubhouse is contingent on the resident staying in attendance when the property is used. This facility is for the homeowners' use only. Clubhouse usage is limited to residents only and usage fees are charged for the clubhouse and/or guest quarters.

The usage fee for the Guest Quarters is $100.00 for a one or two-night stay. There is a $30.00 fee for each additional night up to seven nights. In addition, there is a security deposit fee of $100 which must be paid by separate check. A $30.00 fee is charged if a cancellation notice is not provided within 5 days of reservation.

There is a maximum of 7 nights allowed.

The guest quarters consist of a bedroom with TV and a small bathroom with a shower.

It is available for use by residents only for their guests.

The resident is responsible for any damage caused by their guests.

We are very proud of our clubhouse and guest quarters and many residents find this to be a very comfortable convenience for having a party or guests here instead of their homes.

Please see the section of the website under Governing Documents to see the documents detailing the clubhouse and guest quarters usage for further details.
Crime and Suspicious Activity

We urge all residents to be alert for suspicious activity and criminal activity. Promptly report any such activity to Lyndon Police Dept (phone number 502-574-5471) or 911.

If you see something, say something or call the number above. Better yet, take pictures with your phone and let the police know you have done so. As you know, a picture's worth a thousand words! Thanks for everyone's help.
Deck Maintenance & Improvements

We have 35 decks and basements. We have done minor maintenance and staining on a rotating 3-year basis. This was appropriate maintenance in the early years.

In 2013 the Board unanimously decided that it was going to become necessary to do a more thorough cleaning and repairing of our "maturing" decks. Dale and his crew do the deck staining and make necessary repairs at that time.
Don't Fix Our Grounds And Buildings - LET US DO IT - PLEASE!

As most of you know by now, in a condo community such as ours, the master deed charges the Association through its elected Board of Directors, with the SOLE responsibility for maintaining and repairing virtually all of the grounds, buildings, and outside facilities of the community.

To carry out this responsibility, the Association has the EXCLUSIVE right to select and retain contractors and to determine the scope and direct the work.

This means that owners may NOT, without the prior written approval of the board of directors, retain third parties to maintain or repair parts of our buildings, facilities and/or grounds that are the SOLE maintenance/repair responsibility of the Association.

Likewise, without similar approval, no owner is authorized to commit Association resources or to incur liabilities on its behalf. That being said, if you, or the prior owner, made exterior improvements such as upgraded doors, windows, or extra landscaping, you, and not the association, are responsible for these improvements. See Home Improvements FAQ for more info.

IN SUMMARY: Don't Hire Someone To Do Association Work and Expect Your Association To Pay For It - Bring It To Us First! Please!
Dryers & Highly Recommended Vent Cleaning

If it takes longer than 40 or 50 minutes to dry a medium load of clothes, it might be time to have your dryer's ductwork cleaned - twice a year is the typical recommendation. The 4-Plex and Duplex units without basements are particularly vulnerable to this issue because they vent through the roof!

Clogged ductwork is one of the major causes of fire in the home!

Our homes are about 28 years old now and lint has surely accumulated in your ductwork. Today's synthetic lint is very flammable and the longer the run of ductwork between the dryer and the outside, the less gets blown out.

We recently had a narrow escape of fire caused by lint buildup in a dryer. The resident noticed it took much longer to dry a load, and her dryer was extremely hot to the touch. It is very important to have both the vent and the dryer cleaned out regularly, especially since many of today's synthetic fabrics are extremely flammable. In fact, clean-out every other year is a mandatory requirement of some insurance companies.

Remember, if your house catches fire, you take your neighbor(s) down with you. You know the drill, an ounce of prevention,...
Dues - Monthly
The easiest way to pay your dues is by automatic withdrawal (ACH) from your bank. Please go to the home page of the website, and select:
- Financial Documents.
- Bank Draft Monthly Dues Authorization Form.
Did you know: Paying by ACH is cheaper than writing a check.

As of 1/1/2022, our current dues structure is:

Each unit owner is a member of the Eagle Creek Condominiums Council of Co-Owners, Inc, a Kentucky non-stock, nonprofit corporation. Each unit owner is personally liable for the proportionate share of the common expenses and shall share in the common surplus (after due allowance for the retention of any reserve to cover future common expenses), such shares being the same as the unit owner's undivided share in the common elements as set forth in Exhibit B of the Master Deed. See Governing Documents page, Exhibit B Amendment 18 to Master Deed.

To obtain your specific amount, please submit a question on the contact us page.
Electrical Circuit Breakers & Stuff

Over the last few years we have had several electrical breakers over-heat, and, in some cases, be hot enough to melt a breaker(s) and damage the bus bar in the electrical panel. Replacing the electrical panel is quite expensive (over $1,000).

Electrical systems are the responsibility of the homeowner. We have checked with the manufacturers of the equipment used in Eagle Creek, and have found no recalls. So, YOU must be vigilant.

Signs to look for are: flickering lights, breakers tripping, and air conditioners and appliance shutting off while in use. It's possible that appliances and air conditioners have been replaced unnecessarily because of this.

If the breaker becomes too hot, things will shut down, and come back on again later when the breakers have cooled off. To check your breakers, open the door of the electrical panel box and run your hands over the breakers to see if any are hot.

If so, contact an electrician right away to prevent damage or a fire.

Just by the way, in case you are as stupid as I am, the box is probably in the garage unless you have a basement and it's most likely there.

Another fun fact to know & tell is they now make whole house surge protectors that actually go into your circuit breaker box. I discovered this marvelous toy after the second time lightning played havoc, let loose the dogs of war and I had the rare privilege of replacing our second TV, DVR, garage door opener and something else I can't remember but I know I had to pay for them.

Anyway I got an electrician to put in, for a very reasonable price, a device called a whole house surge protector. To know if it's still working properly you just open the box, look in, and if the two green lights are still green you are good to go. This is about all I know about electrical stuff.
Facilities Numbers

We have 124 units.

We have a total of 50 buildings including the clubhouse.

We have 50 - 2 Bedroom Homes with 14 of those have basements.

We have 74 - 3 Bedroom Homes with 21 of those have basements.

We have approximately 11 Screened Porches.

We have approximately 18 Sunrooms.

A little less than two-thirds of us live across the bridge in Section 2.
Faucets - Outside

See Frozen Pipe Prevention FAQ and the Winter Readiness FAQ.
Fertilizer, Weeds & Watering Bushes

The association uses a contractor to apply fertilizer and weed control applications 4 or 5 times a year. This is currently costing about $9.00 per month per unit. As an original resident, I must tell you, the yards and bushes have never looked better since we started.

Please go the Home Page on the website. Notice on the left hand side under Members about halfway down there is a section that is called Newsletters. There are Newsletters and Landscaping Newsletters. These can tell you much more detail about what has gone on in these areas over the last recent years.
Fireplaces
A word to the wise. As the cold winter winds blow and the holiday season comes, we may want to burn our fireplace despite the high cost of natural gas. For maximum efficiency, instead of burning the inside air that has already been heated by your furnace do the following"
- Some fireplace comes equipped with a vent to the outside. The vent lever is on the front of the fireplace in the lower left or right-hand corner. You pull the lever out and to the right to lock it in the open position when you have a fire. Then after the fire is out, move it to the left and push it in to close it.
- When not in use be sure the damper is firmly closed. That's the trap door-looking thing inside your fireplace at the top. There should be a handle on the right side to open & close this round doorway-looking thing.
- Another heat saver is a pair of black magnetic strips that cover the grates at the top and bottom of the opening. These must be removed when using the fireplace.
- Some people put a fitted, big piece of plexiglass there if they've decided just to not use the fireplace to reduce the heat loss up the chimney.
- Glass doors might be a decorative addition that would cut down on the cold air coming down the chimney. There is a Majestic Fireplace distributor in Louisville and they have the magnetic strips and the doors that are made for your unit. They (or Santa Claus if you've been good) will deliver and install the doors. If anyone finds further information please tell any board member and we can add the information here.
Thanks for everyone's help.
First Neighborhood Impressions Say The Most About Our Homes

What is the first impression, good or bad, that people get when they enter our community?

What do your neighbors see when they sit on their front porches or patios?

What do potential buyers see when they enter Eagle Creek?

When our homes were first built, every unit looked alike. As people moved in, they started planting flowers and in some cases trees to make their home unique. By now some homes have accumulated a lot of outdoor accessories in these small areas. Some items have rusted, some potted pots have seen much better days and some pots contain your neighbor's favorite dead plants!

When the weather is nice please take a HARD LOOK at your front entrance. What message does it send about you and our community? Most people are really great about this. Are you one of them? Thanks for your help. We really appreciate it!
Flood Plain & Insurance

FLOOD PLAIN MATTERS - In 2010 and 2011 the Board worked with MSD and FEMA and made sure that the units on Eagle Creek Place and Eagle Nest Way that are next to the creek have been removed from the flood plain. None of our units are now in the flood plain.

The creek that the bridge on our property runs over is Goose Creek. Some maps show it as Little Goose Creek.

Many years ago, before Westport Road was widened, the creek came dangerously close to some of these residences. That is no longer the case as of today. But given climate changes that have been occurring in recent years some residents might want to check with their insurance companies. You might also want to try and see if you have sandbags to put around your lower level basement doors if you are near the creek. An ounce of prevention could be worth more than a pound of cure! I had two bad scares many years ago in my unit.

The Board expended considerable time (but thankfully not much money) in an effort to confirm with MSD and the Federal Emergency Management Agency (FEMA) that some 40 Eagle Creek home are NOT properly included in the Jefferson County floodplain map that took effect in December 2006. The old Board had worked on this going back to as early as 2003.

The net effect of all this is that all owners now know that FEMA has approved applications to remove their units from the floodplain outlined on that map and MSD has said that the remaining units are not within that floodplain. Please visit the actual documentation (about 30 pages) that is listed on the website under the category Financial Documents. The FEMA document is the Letter of Map Amendment Determination Document (that means Removal from Floodplain). The MSD document is the Flood Insurance Rate Map Determination and Sewer Assessment Determination form letter. The documents are cross-referenced by Section 1,2,3 then Building Letter and Unit Number and finally Street Address.
Frozen Pipe Prevention & Water Shut-Off Valves

When winter comes we remind our residents to take the following steps to avoid YOUR expense associated with frozen pipes:

1. Disconnect YOUR garden hoses from all outdoor water faucets.

2. Shut off the water to each outdoor faucet at the valve INSIDE YOUR home. In a 4 plex the outside spigot turnoff is located in the master bedroom bathroom under the sink.

3. Open and leave open each water faucet at the spigot OUTSIDE YOUR home.

4. If your inside plumbing is on an outside wall, you should leave open the cabinet doors underneath your sink when it is really cold outside. Many of our bathroom sink plumbing is on exposed outside walls. Please don't experience the true joys of exchanging stories with your friends about your frozen pipe disasters.

5. Also a fun fact to know and tell, The MAIN shut-off valve in a 4 plex unit is located on top of the water heater in the laundry room closet. You will see 2 valves; one is for the water heater and the other is the MAIN shut-off.

The shut-off valve in a 2 plex unit, WITHOUT a basement, is in the laundry room closet as well BUT there are 3 valves; one is for the water heater, one for the outside faucet and one for the MAIN shut-off.

The shut-off valve in a 2 plex unit, WITH a basement, is in the basement on the wall closest to the street.

YOU NEED TO KNOW WHERE THE MAIN WATER SHUTOFF FOR YOUR UNIT IS LOCATED. IF YOU DON'T KNOW PLEASE CALL SOMEONE ON THE BOARD TO HELP YOU LOCATE IT.

6. if you are going to be out of town for several weeks or months you probably want to shut off the water going to your unit. At a minimum have a neighbor or close friend or relative check on your property while you are gone. This has not worked out well for some people over our many years together when they have NOT followed this very simple step. Please don't let this happen to you!

We don't want you to be a casualty of the water wars. Nobody ever wins against water.

7. Ready to have to fun? Picture this if you will. A pipe bursts from freezing weather, or

the water heater springs a leak, or

a hose or pipe bursts under the bathroom or kitchen sink, or

a washing machine hose suddenly spews water into the laundry room and elsewhere, including your and (this is the really good part get ready for it) your neighbor's unit.

8. Wherever located, the main shut-off valve should be marked with a bright tag. A brightly colored ribbon would work for this well too!

9. You might want to swing by the hardware store and get a styrofoam cover that fits over your outside faucet which you can easily install yourself with the small bungee cord provided with the cover.
Fun Facts to Know & Tell About Your Master Deed

The Master Deed is the document that all of us agreed to be governed by when we purchased our Eagle Creek homes. It applies to you and subsequent owners as well. Your board recommends that you review this document periodically.

Thanks to a resident, Don Sine back in 2004 wanted to deal with Article 1 & 2. There are 3 levels of ownership:

1. All interior living space within each unit is the property of the owner. This includes all such space from the unfinished drywall in. This also includes all service lines connecting to the main service lines servicing the building and any line, such as water, gas or electric, inside your unit, or inside a common wall, separating your unit from an adjoining unit so long as it serves only your unit.

Also items outside of your unit such as faucets, electric attic fan vents, outdoor electrical outlets, air conditioner compressors and garage door operators belong to the owner. Total maintenance of these areas is the responsibility of the owner regardless of the source of the damage except in cases where the Association (or its contractor) enters a unit to make repairs and damages the unit while doing so.

Damage to the common areas of your unit caused by your willful or negligent act (or that of your contractor or guest) is your responsibility.

2. Limited common areas are garages, patios, porches and decks that are owned by the Association but dedicated to the use of the owner of a particular unit. These areas are to be maintained by your Association at the discretion of your Board.

3. All other parts of the development are owned by your Association and are maintained by your Association at the discretion of your Board.

This article is not intended to be all-inclusive, but to give you some guidelines as to who owns what and the basis on which your board will make its maintenance and repair responsibility decisions. Please review your Master Deed (hint it's on this website), and if you cannot find the answer to your problem, contact your Board.
Furnace Safety Warning

Remember to have your furnace professionally inspected at least annually.

Every few years some owner will find that there are 3 or 4 small leaks in the heat exchanger. As you know carbon monoxide is a colorless odorless gas that can quickly build up to lethal levels in our homes before it is detected by our normal senses.

Also every owner should purchase and install and maintain at least one carbon monoxide detector in their home. If you install one and it alarms, all people and pets should leave the unit immediately and call 911.
Garage Doors

Since some garage doors have been observed to be left open late at night, we are once again urging our residents to protect their safety and their neighbors, by keeping their garage doors closed at all times when the garage is not in use. You don't want to create an "attractive target."

It is the Association's maintenance directive that if your garage door needs replacement the Association will do this work.

However, repair/replacement of the garage door opener and spring and all other garage door parts, e.g., tracks, rollers, springs, openers, chains, etc. is inside your unit and is your responsibility.

However, this being said, if your negligence or that damn guest of yours runs through the garage door, for example, causes damage to the garage door, that unfortunately has now become your dime, not ours.

Owners of units that have windows in their garages please take note: When high winds are predicted, please close the windows in your garage to avoid having your garage door sucked in and become inoperable.

Also FYI, some residents have added (at their own expense) digital keypad openers to the outside of their garage doors. These are your responsibility and are not the responsibility of the Association.
Garbage Pickup Wednesday

See Trash Pickup & Litter FAQ.
Home Improvements Made By Owners

Some people have made home improvements to the exterior of their homes.

Many people have received board approval (and some didn't over the years because we weren't aware they did) to get better quality doors and windows.

When you get home improvements you have relieved the Association from maintaining these exterior changes.

It is your responsibility to tell future homeowners that they are stepping into your shoes and are assuming the responsibility for maintaining these items.

When you are buying or selling a home, make sure you tell the new owners about improvements you have made and that they will be responsible for.

Some people have had trees and shrubs planted, and received board approval (and some also didn't over the years because we weren't aware they did). When you do this these become your responsibility to maintain, whether you got board approval or not it's still yours to maintain.

Any outside improvements to a home requires board approval period!

Again, it is your responsibility to tell future homeowners that they are stepping into your shoes and are assuming the responsibility for maintaining these trees and shrubs.
Homeowner's Directory & Guess How Cool This Works

Do you want to see something cool?

Do you realize a senior citizen of several years is asking you this question?

You can stop laughing now, most of you are older than me.

The young people all know this but the rest of us old far** might not.

Shut up, I just learned it a year or so ago myself.

Look at the Homeowner Directory section on the website.

Notice there are 3 columns: Name Address Home Phone

Notice after each column there is an arrow up and underneath that is an arrow down.

Well, if you click on the arrow next to name it puts everybody in alphabetical order from A-Z.

If you click on the arrow again, it puts everybody in order of Z-A.

If you click on the arrow after Address it sorts everybody in numerical street number order low to high.

If you click on the arrow again, it put everybody in numerical order high to low.

And, in case you want to sort people's phone numbers in numerical order, you click the Arrow next to

the Home Phone and it sorts everybody in Phone Ascending or Descending Order.
Homestead Exemption & Taxes (It's Your Money!)

Are you 65 or older? Have you signed up for your homestead exemption? Or would you rather not save about $400 - $475 EACH YEAR on property taxes? If you are 65 or older the homestead exemption amount is currently about $47,000.

The way this works is let's say your home is assessed at $200,000 you subtract $47,000 from that.

You then pay property taxes on $153,000 not $200,000.

Call the Jefferson County PVA (Property Valuation Administration) Office (Phone 502-574-6380) or download it from their website (JeffersonPVA.Ky.Gov).

Look under the tab at the top that says Exemptions and then Click on the Highlighted Rectangle that says Homestead Exemption.

Then click on the Highlighted Homestead Exemption (It's called the Application for Exemption Under the Homestead/Disability Amendment).

Print it out on your computer and fill it out and mail it to the address on the top of the form.

Or you can email them at: pva@jeffersonpva.ky.gov and they can send you the above form to fill out along with a copy of your driver's license and sign.

This also saves you money on your City of Lyndon property taxes as well because they use the same assessment amount as the county does.

While we're talking about taxes, the next time your insurance policy on your home comes up you might want to make sure they are charging insurance tax for the City of Lyndon not Graymoor-Devondale for example. The tax is the same regardless, but since our homes are actually in Lyndon, Lyndon should be getting the tax.
Insulation Facts To Know & Tell (It's still your money!)

The primary wall insulation is pink fiberglass.

Some homeowners have installed the water based spray on insulation on the bottom side of the plywood that the roof shingles are nailed to. This product does an unbelievably great job. You won't believe how much cooler in summer, warmer in winter, and quieter your home is if you decide to install this product.

For those of you with basements, you can also spray the same foam material around the perimeter at the bottom of the first floor down approximately 1 - 2 feet to the top of the concrete.

You can cover the concrete with 4' X 8' sheets of pink styrofoam insulation that are tongue in groove at the ends and fit together very nicely.

You won't believe how the basement will become much warmer in winter than ever before.
Insurance - DADGUM!

In the most general and broad description, the Association pays insurance for the studs and outside shell of your unit and for the common area and the clubhouse.

You are responsible for your own liability and interior structure and contents insurance.

Our Association's insurance is currently costing about $47.00 per month per unit. You cover the electrical, plumbing and everything from the insulation and drywall inside.

Please contact your insurance agent to make sure you have the proper coverage.

The Association's Master Insurance Policy is renewed each year in September.

We are only able to describe our most basic understanding of the insurance. (Also known as the CYA liability disclaimer). Please make sure that you are adequately covered by insurance.

In speaking over the last few years with our insurance representative, he has told us there are a lot of financially insecure condominium associations out there. Our financial situation has made his job of securing good insurance for us at a better price easier which helps to keep our insurance rates down.

The biggest problem regarding insurance now, since we have had our roofs replaced, is not being able to get the kind of insurance we had before.

The insurance on the outside of our homes is about $37,710,000. The deductible for wind/hail damage is $50,000. The deductible for others is $10,000. You should go to the Home Page of the Website. Look on the left side under Members, then look under Financial Documents, then look close to the bottom and see Insurance Certificate of Property for more detailed information.

What everyone learns when you begin to get into the financial details of our Association is, the reserves are more complicated, (and unfortunately much higher now) than they used to be, and much more important to have than they ever thought it was. Just think about what the people in Florida condominiums are going through right now.
Landscaping 2018 - 2021

We worked closely with Wallitsch Landscaping in order to carefully select the type of shrubs that will be hardy for many years into the future. They are low maintenance and will help save us money on trimming. They will not over grow their space.

When the developer put in plantings around our homes (now over 20 years ago) there was not a long-term plan. The shrubs and trees originally planted became too large and our homes look out of date. Of course landscaping needs to be updated over time.

Executing our landscaping plan required planting small shrubs given mature plants are difficult to find and cost prohibitive. We have become accustomed to seeing mature plantings and it is different to see the smaller size. Each new shrub is topped with plenty of fertilizer and they will grow. There is room in the beds for their full mature size so they do not look crowded in a few years.

When boxwood shrubs required replacement, dwarf boxwood have been used. These shrubs grow up to two feet tall and wide. The Hetz Midget Arborvitae grow 3-4 feet tall and wide. The Harbour Dwarf Nandina grow up to 2 feet tall and 3 feet wide. Visualizing the comparison of these mature shrubs reveals how they will all complement each other in size and appearance.

Thank you for your patience as we work to implement the plans. It will take time and we will not be able to replace everything at once. Please note that if you have shrub beds that have non-standard plants in they that were added either by your or a former home owner, you will need to have those removed to have the new shrubs added in the future. Overgrown trees may also prevent the new plantings.

Eagle Creek is a great community and we thank you for being a good neighbor!
Little Library

We now have a "Little Library" located in front of the Club House.

Please feel free to lend and borrow books from this site.

Please only put books in there that you recommend to others.

Do not use this library as a way to get rid of unwanted books.

If used properly, this can be a very useful addition for the many avid readers we have in our little community.
Mailbox/Theft Tampering

We haven't had the problem for a few years but it always shows itself every once in a while.

Pick up or arrange to have your mail picked up as soon as possible after the carrier deposits it.

Also, do not put any outgoing mail containing checks, account numbers or any other sensitive personal information in your mailbox for carrier pick up.

Some of our neighbors have had checks stolen from their mailboxes. Two checks were altered and presented to local merchants, but thanks to alert store clerks, they were not cashed.

Once again you are advised not to put sensitive material in your curbside mailbox and to retrieve your delivered mail daily.

The police officer that investigated these cases advises that if you must put your mail in the curbside box, don't put the flag up, as that is an open invitation to thieves.

Do not put mail in the blue mailboxes at any post office because a lot of mail has been stolen and checks have been washed and made out to other individuals you are then out of luck!

Lastly, promptly report any suspicious opening of mailboxes to the US Postal Inspector's office giving as much detail as possible.
Meetings Of Your Board of Directors

Meetings of your board of directors are generally open to homeowners. Any homeowner who desires to address the board will generally be given an opportunity to do so if they will first contact a board member in advance stating their purpose. The board (usually through it president) will then get back to them with advice as to an upcoming meeting at which they will be given an early-in-the meeting opportunity to be heard.
Mowing Mulching & Grounds Expense

Our grounds expense is currently costing about $82.00 per month per unit. We believe overall that our contractors really do a good job. This has been and probably always will be a frequent topic of conversation.

Generally speaking, myself included, the majority of people are very satisfied with the quality of our lawns and shrubs.

Our grounds chairpersons are always willing to listen to people for POSITIVE input. It always helps when homeowners take pride in our property and help to improve it by keeping their property up.

We are truly grateful that some of our homeowners take great pride in the beauty of their property and yards.

Some of our neighbors are truly gifted by green thumbs and good taste. It only increases the property values for all of us. Our thanks to you!!!

The bushes in the mulch beds are generally the Association's responsibility. Most of the bushes are boxwood and arbivita bushes.

Under the master deed, all of the land outside the building foundation (including any mulch beds) is part of the common elements (general or limited) and the Association, not any individual owner, owns it and through the Board of Directors is responsible for its upkeep.
Mulching Issues - Less Is More

In years past, the annual mulching of our shrub beds has created two concerns.

The mulch is a haven for termites and the height of the mulch could allow water to infiltrate the units built on a slab.

That is why we mulch a little less than most of us would like.

Please don't plant any perennials in the mulch beds in the front of your unit.
Notice of Complaint Form from Countrybrook

Please see the attached Complaint Form from our neighbors Countrybrook Apartments.

/editor_upload/File/FAQ/Notice_of_Complaint.pdf
Packages On My Front Porch Makes Me Happy!

In walking the neighborhood, we see lots of packages on front porches.

We have had packages stolen in the past, so please check your front porch often if you have ordered something.

The thieves follow the delivery trucks around and grab packages, sometimes as soon as they are delivered. Lately they are opening the boxes and taking only the contents! Amazon and the others send emails and texts about times of delivery and you can track your packages in the delivery chain.

You are being informed of the deliveries, so please pay attention to this and get those packages off the porch as soon as you can.

If you are expecting something. any you will be gone all day, please ask a neighbor to bring it in for you.

If the thieves don't find much here, they will stop coming here, we hope.

It's frustrating and disappointing when your packages "disappear".

Now for my next trick,...
Painting Doors & Sidelights

Just as a reminder painting of front doors is prohibited.

ALL our doors are green or black or a medium blue to give a tasteful uniform look to our neighborhood.

That's one of the main reasons many of us moved here - uniformity and good taste.

My own color preference would be a hot pink front door with lime green shutters and bright turquoise trim on the garage doors.

Many people have added colored glass or wavy glass or curtains INSIDE their sidelights next to the front door.

You can change what you like INSIDE your home but not on the outside.

Thank you so much.
Parking on Streets & Clubhouse

We need your cooperation AND THAT OF YOUR GUESTS in observing Fire Department and EMS Rules banning parking on our private NARROW streets.

Parking on narrow, curvy streets like ours makes it virtually impossible for cars and trucks (particularly fire and other emergency trucks) to safely enter, exit and travel through Eagle Creek.

PLEASE OBSERVE OUR RULES AND THOSE OF LYNDON FIRE & RESCUE BY NOT PARKING ON OUR STREETS.

You and your guests must park in the driveways and designated parking areas.

It is very difficult for residents to back out of their driveways when cars on the street and are parked opposite the driveway.

Residents that use and pay the usage fee for the clubhouse are entitled to the clubhouse parking area as well because most of the time that's exactly why they wanted to use the clubhouse, for the parking because they don't have the room.

Also in our neighborhood are sprinklers just 6 inches off the street.

If your guests park on the street they almost invariably park two wheels into the grass and ON TOP OF THE SPRINKLERS WHICH CAUSES THEM TO BREAK.

This causes us to spend more of YOUR MONEY on the sprinkler maintenance each year and wastes YOUR MONEY on precious expensive water.

We have a shortage of guest parking spaces.

We have 2 parking lots in Section 1 including the clubhouse, 5 parking lots in Section 2 across the bridge, and 2 parking lots in Section 3 for a total of 9 parking lots. As a result we need to be considerate in our use of available spaces.

These spaces are for the short term use of guests and for short term emergency use by our residents. Please limit the use of these spaces accordingly.

There aren't a lot of easy answer to these problems, but here are some suggestions: Get as many cars as possible in your driveway by parking close together and pulling all the way up to the garage door so that a car may be able to fit behind.

Residents are expected to control parking by their guests.

Please instruct them to park only in the guest parking spaces at or near your unit.

By following these rules we can avoid damage to our landscape and our expensive underground irrigation system.

Also, you cannot leave a vehicle in the guest parking area for long periods of time.

That is considered "storing" your vehicle, which is prohibited.

It is not fair to the other residents who may be entertaining over the holidays and need those areas for their guests.

If you are going to be away for an extended period of time, you must leave your vehicles in your driveway or preferably in your garage.

Please be courteous,sensitive and respectful. It's our home too!!!
PHONE NUMBERS - HANDY WHERE DID I PUT THAT?

Here are some handy phone numbers for you in one place.

EMERGENCY 911

Lyndon Police Dispatch 574-5471

St.Matthews Fire (Non-emergency) & rescue 893-7825

ELECTRICITY/GAS LG&E

LG&E,Power Outage, Gas Trouble or

Street Light Trouble 589-1444

LOU METRO ANIMAL CONTROL SERVICE 473-7387

TRASH AND OTHER CITY OF LYNDON QUESTIONS

Lyndon City Clerk's Desk 423-0932

Lyndon U.S. Post Office 425-4547

ASSOCIATION SERVICES

See the "Contact Us" page of our Web Site.

Be sure to check out the Useful Links on our website. It's the last box under Members.

There are more fun facts to know and tell there too.

Don't forget, there's more phone numbers and questions under the FAQ City of Lyndon

so look there too!
Plantings & Annual Pruning/Trimming

The planting of trees, shrubs and plants anywhere outside the mulch beds is prohibited without the prior written consent of the Board of Directors.

Any plantings made in violation of the foregoing are subject to removal by the Board at any time, and the expense of removal/restoration will be assessed against the unit owner.

Plantings made in violation of this rule are subject to removal by the Board at any time. The expense of removal/restoration will be assessed against the unit owner.

Every year we have the same conversations about the pruning of the shrubs in front and on the sides.

If we aggressively prune our shrubs and trim our corner trees they don't get out of hand. The shrubs will come back. They always do.

If they don't we replace them with shrubs that are a smaller variety.

Most people are happy with keeping our shrubs smaller. Some people think we have trimmed too much.

One of the biggest reasons we want to keep the shrubs smaller is that we concur in the advice local law enforcement has given us that large and overgrown shrubs are a perfect and convenient hiding place for criminals.
POLICE PHONE NUMBER

The police that cover our neighborhood is the Graymore-Devondale police.

The Jefferson County Sheriff Dispatch phone number is 502-574-5471. The Sheriff dispatches county-wide emergency calls.

Remember to tell them that you are requesting Lyndon Police Department to respond because they are the closest.

Lyndon Police Direct Line Non-Emergency Number is 502-574-5471.

They are currently located in a house across the street from the Speedway gas station and Westport Village on Westport Road.
Radon Mitigation (we never had this in the old days!)

RADON GAS - New EPA regulations require a radon gas inspection when a home is sold.

RADON MITIGATION System Installation Request -

If system installation is to be approved by the EC board, here are some suggested conditions for a written agreement between unit owner and the Association:

The unit owner’s submission (or have your agent do it) and the board’s approval of the contractor’s drawings, plans and specifications covering the requested mitigation system and its proposed installation.
Quality of construction: good and workmanlike to trade and industry standards.
The Association shall have the right to make interim and final inspections of the work.
Contractor must maintain and keep in full force and effect worker’s compensation and general liability insurance (naming the Association as additional insureds) and provide certificates thereof to the Association before beginning work. Surety bond from contractor covering compliance with law and any damage to condo common elements resulting from installation or removal of system.
The owner’s contractor shall comply with all federal, state and local laws, ordinances, codes, rules and regulations applicable to the design, installation, operation, maintenance and removal of the mitigation system.
Unit owner’s agreement that (a) this is her system, and (b) that all cost and expense related to its installation, maintenance and removal (including restoration of the common elements) are to be solely hers.
The unit owner’s agreement that the Association shall not be responsible or liable in any way for any death, damage or injury suffered by the owner or any other person or entity present in the “unit” at any time on account of the design, installation, operation or maintenance of the “system” or the presence of radon gas in any concentration.
That, if the unit owner shall die, move out of the unit, or sell, rent or lease the same, then the owner, her heirs, successors and/or assigns, shall at her/their sole cost and expense, remove the system and, so far as practicable, restore the unit and building to the condition they were in immediately prior to system installation.

That the agreement shall be binding upon the heirs, executors, successors, assigns and transferees of the unit owner.

To summarize therefore let the Board know to get approval for what the heck is going on with your radon issues!
Railings For Sidewalks

In order to keep a uniform quality look to our neighborhood, we use Louisville Iron Works 459-0502 for all our our sidewalk rails.

These people have a great product and a professional installation.

Tell them it's the "Eagle Creek" neighborhood look and they will know exactly what the proper style you are looking for.

Remember, if you decide to do this, the railings are now YOUR responsibility NOT the association's.

YOU must contact the Board of Directors before installing sidewalk railings.

YOU are responsible to tell the next homeowner.

See the FAQ about Home Improvements for further info.
Recycling Every Other Week & What We Are Doing Wrong

Apparently we are one of Rumke Waste & Recycling Services biggest nightmares when it comes to what we should and should not put in our brown recycling cans.

According to Rumpke, we have down cold what items NOT to recycle.

So look at this pretty picture for Recycling do's and don'ts /editor_upload/File/FAQ/20180606RecycleItems.pdf

Now that I know you looked at that exciting and provocative picture, please don't forget to FLATTEN YOUR CARDBOARD ITEMS!

Thanks everybody for your help. Let's be good neighbors and good recyclers.
Reserves - A Narrative Without Numbers

Our Association must have reserves according to law and according to common sense.

Our three main items that we must cover for reserves are:

1) Roofs for obvious reasons

2) Driveways and parking lots. The streets in our neighborhood were not built to county specifications.

They and the bridge were our responsibility as homeowners. Most of us did not know that when we moved in.

Now you do and streets last a pretty long time but cost a lot of money when the repaving needs to be done. Driveways are of course naturally our responsibility. In 2019 we were able to deed over our streets and bridge to the City of Lyndon which agreed to take them over. Lyndon is now responsible for street and bridge repairs and snow removal. The Association is responsible for limited driveway and sidewalk snow removal. See the FAQ Snow Removal Policy.

3) The Board has realized that we must begin to address that our fences are going to need replacement in several more years. We have transferred some money from our asphalt & parking lot reserves to the fence replacement reserves.

4) The Board has realized that we must begin to address that our windows & gutters are going to need replacement in future years. We have transferred a little money from our driveways reserves and roof reserves to the windows & gutter reserves.

5) Insurance deductible. In approximately 2012-2014 we replaced our roofs. Most of which was covered by the insurance that we had at the time. Since that time, in our area, we are now considered to be in "tornado alley."

This means the insurance companies no longer write the generous kind of insurance that they had in the past.

That means we are required to pay for our roofs. In the event that 10-20 of our roofs need to be replaced in the near future, we are primarily responsible. Please refer to FAQ under Insurance for further details. This would require a huge amount of our reserves to be gone overnight.

Many people question why have our monthly assessments continued to rise? This is a big part of it along with water and sewer and landscaping etc generally over which we have little control over.

According to Kiplinger's Retirement Planning July 2020 Report, a strong reserve fund fosters higher property values. According to research conducted by Nordlund Associates, a Commercial Real Estate Advisory Services firm in Massachusetts, in 2016, homes in associations with a strong reserve fund (over 70% funded) sold for nearly 13% more than homes in associations with a weak fund (under 30% funded). As of 12/31/19 our estimated reserves are above 80% funded.

The reserve fund should keep pace with anticipated future expenses. For example, if driveways must be resurfaced ever 20 years at a cost of $220,000, then after 10 years, the association should have accumulated $110,000, Nordlund says. If an underfunded major expenditure is eight years off for example, the association can probably catch up; if it's two years away, a special assessment may be required.

Eagle Creek has been very fortunate (and fiscally responsible) to have never had a special assessment since we began operations in 1997.

The easiest way of finding this number is on the Balance Sheet, it's called Members' Equity. Divide that number by the Reserves Report Total Estimated Reserves Needed. It's above 80%.

For further details look at the website under Financial Documents. There you can see our Budget Reports and our Reserves Reports among other items.
Reverse Mortgages - A Disaster Waiting to Happen!!

Reverse mortgages are really discouraged.

If you are considering taking out a reverse mortgage, we urge you to tread lightly and get all the facts. These are complicated products with lots of pitfalls, and according to our attorney, are losing popularity.

They are made to sound so simple, but they are not. They are not as easy to understand, or the panacea, that celebrities on TV would have you to believe.

Some crooks have encouraged elderly retirees to get a reverse mortgage and invest the money in very questionable deals that end up losing money and YOUR LAST ASSET - YOUR HOME EQUITY!

Their fees are very complicated and can end up being VERY expensive. Up-front fees can run well over $10,000.

Costs include insurance premiums of up to 2%, or even more if you take more than 60% of the proceeds during the first year. You also pay annual insurance premiums of up to 1.50% of the loan for as long as you have it.

To qualify you must prove that you can pay the property taxes and keep your homeowner's insurance current, otherwise you will have to set aside part of the loan in an escrow account.

Financial advisors try to use them as last resort options.

There are worse things than selling your house, moving into an apartment, and living off the proceeds of the sale of your house.

A few years ago, we had a reverse-mortgaged unit in Eagle Creek that was empty for over 3 years, and because of legal complications, was been unable to be sold. We were owed more than $7,000 in unpaid monthly dues, which we never recovered, even though we had a lien on the property. And, to add insult to injury, guess who had to make up that shortfall through increased dues through no fault of our own, the rest of us!

It went into foreclosure, which meant selling for a lower price, and that hurt us all, especially if you happened to be trying to sell your unit at that time. We were lucky in that our units sell very quickly (one of the reasons is because we have well-funded reserves) if the homes are priced correctly, and nobody wants that to change.

Please be very very careful before you enter into one of these contracts. Your neighbors care deeply about you. Please call any board member if you have any questions.

An ounce of prevention is worth a pound of cure!
Roofs Were Last Replaced 2012-2014 (in case you were wondering)

A little history. Our neighborhood was built in 1996-1998 in 3 Sections. Some of our roofs were almost 18 years old then.

In 2012 we had to replace 12 roofs. In 2013 we replaced 24 roofs. That left 89 roofs that were done in 2014 due to hail damage from a storm.

The old shingles were a 25 year shingle. The replacement roofs were a more beautiful and more expensive type.

These are supposed to be 35-40 year shingles. Hopefully we can reasonably count on a 25-30 year lifespan.
Satellite TV Dishes

The board has reiterated its policy that it will generally approve the placement of satellite dishes in mulch beds or on decks or patios, but NOT on chimneys, roofs, fences or in other common areas that are the property of the Association.

If in doubt, contact a board member BEFORE you install a dish or you may have the opportunity to pay for it's relocation.
Selling Your Unit - What you need to know
Seller certificate and condo questionnaire - Contact Lisa Cover

Signs
- The Eagle Creek rules and regulations broadly prohibit signs anywhere in Eagle Creek outside your unit. This includes all political signs.
- If you are putting your unit up for sale and desire to put up a sign, it should be parallel to the road not perpendicular. It must be placed in the mulch beds in front of the house only. One of the main reasons for this requirement is that it interferes with cutting the grass. We don't want to deal with a sign in the yard every week. Please use discretion and good taste.
- If you are having an open house you are welcome to put an open house sign at the entrances but please remove the sign after your showing is over.
Smoke Alarms

Smoke alarms are inside your unit and are YOUR RESPONSIBILITY TO MAINTAIN. Please make sure and keep fresh batteries in them for backup in case of a power outage.

Our smoke alarms are well beyond their original 10 year life expectancy and are too old to be reliable anymore. Some of us replaced them 9 years ago, and they have another year of life, but if you did not replace them then, yours are now obsolete. New alarms have batteries that last 10 years, and can be just stuck on the ceiling or hard-wired in place of the old ones. At the end of the 10-year period, you discard them and put up new ones.

This is the recommendation of the fire department and the Board. It's time to replace ALL of them if you haven't done so already. Most of our units have from 3 to 8 smoke detectors. There is usually one inside and outside each bedroom door, but not always.

Our original alarms are interconnected, direct wired alarms with 9 volt battery backup. "Interconnected" means that our alarms are wired such that if any one alarm in your unit goes off, some or all of the others in your unit will go off too. "Direct wired" means that your original alarms get their operating power from your home's electrical system.

In years past we have had group buy/install programs in conjunction with the Lyndon Fire Department and we sometimes make announcements regarding this program.

Smoke alarms are available at Home Depot, Lowe's, hardware stores and Costco has (2) in a package for $24.99, which also has a light included to see in the smoke if necessary.
Snow Removal Policy

Because several residents have inquired about the Association's snow removal policy, here it is.

All roadways in Eagle Creek (including hills, curves and the bridge) when snow and/or ice is present will be cleared by the City of Lyndon as they deem necessary. As of 2019 we have deeded our streets and bridge over to the City of Lyndon. Their snow removal policy is probably different.

Driveways will be cleaned only when necessary. there is no hard and fast rule regarding accumulation or how much is forecasted. Our general rule is when the snow or snow and ice accumulation is expected to be 4 inches or more, we will get the driveways and sidewalks cleared.

As previously stated, the roads are owned by the City of Lyndon and we wait for them to clear the roads before we clear the driveways. if we don't wait, their plows leave a big mess at the end of each driveway.

Some residences don't get much sun on their sidewalks and ice can build up. Please take care of your situation to prevent slips and falls. Suggested ways to control ice are kitty litter, or commercially available de-icers. Too much de-icer can harm plants, pets and even breakdown the asphalt and concrete aggregate of the walkways. Some safe de-icers are : GreenGobbler, National Blue, and Kind Melt. These are all considered plant and pet friendly and you can find them at local supply stores or order online.
SOCIAL ACTIVITIES-Ladies Lunch Mens Breakfast & Other activities

Board of Directors Meeting at the Clubhouse

2nd Monday of the month 6:00 PM

Book Club at the clubhouse
3rd Monday of the month 3:30 pm
Please contact Mary Lynn Tabler for info 819-3196

Bunco at the Clubhouse at 1:00 PM
1st Thursday of the month

Please contact Terry Roberts 435-3835

Cards at the Clubhouse

2nd and 4th Tuesdays of the month

Please contact Judy Pollard 777-4778

Cards at the Clubhouse

1st Monday of the month

Please contact Nancy Wrinkles 609-2986

Ladies Luncheon - Every 4th Wednesday at 11:30 AM

Everyone welcome

Please contact Barb Smits 741-4585

Mens Breakfast at Wild Eggs in Westport Village

2nd Wednesday 9:00 AM Each Month

Please contact David Wilde 425-1812

Trivia Night at the Clubhouse

4th Friday of the month

Please contact Jan Elrod 648-5298
Sprinklers In Yards

The idea for sprinklers began in 2007.

In 2012 the Board decided to install sprinklers in Sections 1 and 3. We had experienced over the years three issues.

One, people didn't sprinkle their yards & bushes. This resulted in the grass looking very bad, and the weeds taking over these yards.

Two, more frequent EXPENSIVE replacement of bushes and trees.

Three, some people would over water and water the street and driveway which was also EXPENSIVE because we had to pay a sewer charge on the water used from the home outside faucets. We DON'T pay a sewer charge on water used by the sprinklers. That's the big reason the board wanted to try sprinklers.

By the way, the sewer charge is now the largest portion of of our water bills.

Oh and one other thing we have to pay, included as part of the water bill, is about $2,700 per month for "MSD Drainage for the entire neighborhood." (That's what the water drains in the middle of our streets that send the water to the creek are for.)

We spent approximately $51,000 with Evergreen Irrigation to install sprinklers in these 2 sections. Also, the yards in these 2 sections have looked very nice.

The Board decided in 2015 to proceed with sprinklers for Section 2 based on the cost and the looks of the yards in Section 1 and 3. They were installed in 2016. We believe it was a wonderful benefit for all residents.
Storm Damage & Various Repairs

Whenever we have a storm or high winds, please check your home for anything that might need to be replaced or repaired such as mailboxes, shingles, siding, down spouts, shutters or broken windows etc.

Please report any problems to Mike or Mary Knopf at 412-5734, 1406 Eagle Run Drive.

Yes, you could probably send an email to us. But odds are you're going to have to talk to them anyway to help them figure out exactly what the problem is.

So go on and call. Mary is an absolute joy to talk to. Don't we all just love the personal touch anyway?
Storm Doors On Front Doors

Larson Model 227 FV Storm Door

For years we have had a consistent policy regarding storm doors. If you want one buy it,... however you must have board approval first.

The allowed door is an Eagle Creek-specified storm door than many residents have elected to buy and have installed (through contractors of their choosing) at their own expense.

This style is white, with a full view glass window including a full screen. To repeat, the door is a Larson Storm Door Model No. 227 FV.

We believe that Lowe's still carries or can get this door.

The maintenance of the storm door is the homeowner's responsibility.

If you need new sweeps, they generally slide out and you can generally take them to a hardware store so they can match and sell you a replacement sweep.

If you need new pneumatic closers, glass or screens, again they are your responsibility.

We BELIEVE that the sweeps are Part No. 202313. There are two sweeps at the bottom of each door and the sweeps wear out over time. In April 2009, the price was $7.25 each. Original equipment parts are available from the manufacturer if suitable substitutes cannot be found locally.

If you want a storm door between the garage and your home, that's your personal space and you are responsible and allowed to buy whatever you like.
Street Lighting & Clubhouse Utilities

Our street lights, bridge lights and clubhouse lighting costs about $3.50 per month per unit.

Call LG&E because it's their responsibility to fix these bulbs.

If a street light is out near your home, call LG&E.

If the bridge lights are out call Mary Knopf.
Streets, Bridge and Driveways

The streets in our neighborhood were not built to county specifications. However, in 2019, we deeded the streets and the bridge to the City of Lyndon and they now have taken responsibility for our streets and bridge (but not our driveways!)

The driveways are our homeowners' association responsibility.

Most of us did not know that when we moved in.

Driveways are of course naturally our responsibility and they also last a pretty long time but cost a lot money to repair and replace. In 2023 we seal coated our driveways and will continue to do this about every other year. The reason for this is simple, they will last a lot longer we hope.

For further details see the Financial Documents and find the Reserves Report.
Sun & Screened-In Rooms

Some homeowners have sun rooms and/or screened in porches.

We have approximately 18 sunrooms and approximately 11 screened in porches.

You must have written board approval if you wish to make these types of additions to your homes.

Also if some of your wood in the decks or in your sunrooms or porches is rotting or in need of repairs please let us know.

It's a lot cheaper to fix the small stuff than wait until it's really bad. Please we need your help in finding these problems.

Thanks!
Termites

Most of the units have been treated for termites. The Association pays for the initial termite treatment which is currently about $700.00 per unit. We have used the same pest control firm for many years with excellent results. Please contact our troubleshooter Mary Knopf, 412-5734 BEFORE you contact any pest control firm.

It is your responsibility to pay for your annual termite inspection to maintain your coverage. If you drop your coverage, or don't maintain the coverage the prior homeowner had, if you have a termite infestation, the treatment expense and damage is yours, not the Association's. A list is kept of all the units that have had termite treatment. You might want to make sure your unit is up to date on coverage because we HAVE had termites in years past.

If you see termites or flying ants, call our wonderful and not often praised enough Troubleshooter, Mary Knopf

412-5734 before vacuuming them up and try to catch one in a lidded container. Once the suspicious bug has been confirmed to be a termite, we'll arrange to have a pest control professional inspect your home and treat your building as appropriate.

Soft woodwork inside or outside, little pinholes in drywall or around windowsills or door frames, and dirt tunnels on garage or outside foundations. When the clubhouse had termites, they came through the wall in the back and ate a picture in a frame!

Both termites and flying ants swarm in early spring. Both are black and have four wings. You may see them flying in a group near a window, or their fine wings might be discovered on the floor. They also leave some fine dirt behind. A termite's body is straight like a #2 pencil lead: a flying ant's body will be indented at the waist. They live underground, so once they come into the light, they live less than 24 hours.

Now we have a special treat for you kiddies! We know you are dying to know absolutely all the fun facts to know and tell about termites so take a look at this fascinating article from the UK Extension /editor_upload/File/Governing%20Documents/Termite%20Q%26A_ef604.pdf

I know! Who knew? Isn't it great to be a homeowner!
TRASH & RECYCLING Pickup & LITTER

Our trash pickup is provided by the City of Lyndon and is paid for by your Lyndon property taxes. (Go look at the FAQ about Homestead Exemption after you read this if you haven't already.)

Trash pickup (the bigger brown containers) is generally every Wednesday and Recycling pickup (the smaller green containers) is every other Wednesday. Generally, when a holiday is recognized, the pickups will be moved a day later to Thursday.

Please take a little time before you put your recycling and trash cans at the curb to make sure the tops are on. Hopefully, this will keep the paper from littering your neighbors' yards and the street. Your cooperation will be appreciated by all.

We know a lot of us are the opposite of procrastinators. That means please don't put your garbage and recycling can out on Tuesday morning. Please wait until after supper Tuesday to put the cans out for Wednesday pickup. We all know what our garbage cans look like, so there is no point in you showing yours for our viewing pleasure for an entire day and a half to the entire neighborhood.

Please put your cans back in your garage as soon as possible after they have been emptied. It looks so much nicer when the cans are out of sight.

Many thanks to those unsung heroes who have been helping to keep our community clean by picking up and disposing of this sometimes nasty litter.

YARD WASTE: Rumpke used to pick up yard waste. Sometime this year they noticed they never were supposed to do that under the contract they had with the City of Lyndon.

According to Lyndon and Rumpke, yard waste is not to be placed in the regular trash, so please comply.

Also we still see people putting out recyclable items in plastic bags. If you are expecting these items to be recycled, you are wasting your time. Anything in plastic bags goes directly into the trash, as they do not separate them. Recycling items are to be put separately in your green can, with no bags in the can, unless they are paper. Large boxes are to be broken down and placed on top of or next to your recycling can.

In case you didn't see it on the FAQ list, go back and look up the FAQ on Recycling. It's a listing of what items should and should not be recycled. Don't miss this ever so fascinating bedtime story.
Tree Policy

EAGLE CREEK TREE POLICY

When Eagle Creek was built, the developers planted some trees in several green spaces in the community. They also planted the foundation plantings around the front and sides of the units. All of these planting are maintained by the association.

As people moved in, some wanted to plant trees on the common space that we tend to consider our front and back yards. In retrospect, it was probably not a good idea, but the unit owners were allowed to plant a tree or trees, as long as they agreed to maintain these trees and repair any damage they caused. They were also required to pass on this information to the new buyer when their unit was sold. As you can imagine, this was rarely done. (Also, many trees were planted without board approval.) The new owners were rightfully confused when told, sometimes a year or more later, that these trees were their responsibility.

This policy has caused some problems in the neighborhood as these trees matured and grew too big for the yards, or started causing problems with gutters, roofs, patios and foundations. If trees on your/our property start causing these kinds of problems for the association, they must be removed.

If you want to plant or replace a tree or shrub, submit a request in writing to the board. We have a list of acceptable trees, and will help you decide on a suitable location.

To clarify, if you are moving into Eagle Creek, and there is a tree in your front or back "yard", it is your responsibility. This does NOT include the older, mature trees that grow around the boundaries of the property. These were most likely there when Eagle Creek was built. You can keep the tree(s) or remove them. but they are yours to maintain if you decide to keep them. If not, they must be removed.

If you want more information on this policy, you may contact any board member or Mary Knopf, our troubleshooter.

We welcome all new neighbors, and are happy to have you in our community. Eagle Creek is a great place to live, we know you're going to love it here.
Troubleshooter (and saint) AT-LARGE - Mary Knopf

Since taking on the job of Troubleshooter, I have gotten to meet so many of you either face-to-face or on the phone and I am always finding out from our conversations how many people are helping their neighbors. Just doing little things means so much when you are older and living alone.

People looking out for one another - that is how I like to describe our community. As your troubleshooter, I get many phone calls not only about an issue at the caller's residence, but sometimes they call to inform me of a problem they noticed at their neighbor's home such as siding or shingles that have come loose, a gutter hanging, etc. During past power outages, I saw extension cords stretching across the streets - those who had electricity were sharing with their neighbors. That is Eagle Creek.

I just want to say how much I appreciate all you "nosey neighbors" and caring individuals because that is what my mission is" to get help for you when you have a residential problem and keep a good line of communication open between the homeowners and the Board. Please call if I can help.

Mary Knopf 412-5734.

People do you realize what jewels we have in our community? We are so fortunate.
Unsolicited Phone Calls

We don't have to tell you how many of these calls are coming into our homes every day, especially if you are a senior citizen. Sometimes there are a dozen a day. What do they want? They are trying to sell you something, like security systems, often times using fear tactics, or they want donations, or they are scams. The best thing to do is not answer the phone. If you have caller ID, and see a call from a city where you know one, don't answer. If the area code is unfamiliar, don't answer. If you pick up the phone and say hello twice, and there is no one there, hang up!

The automatic dialers (robocalls) sometimes ring your number before the saleman is finished with the previous call. If you don't have caller ID, it might pay to get it.

It is a fact of life that seniors are the most trusting citizens, and fall for scams more than any other age group.

Trust us, no one in Nigeria is going to share their fortune with you! You can't win a lottery in another country if you haven't bought a ticket.

The IRS NEVER contacts anyone by phone or email!

Be careful and be safe! Your are all valuable to this community! Don't be another statistic, please!!
Vines Growing On Buildings

There are to be no vines growing on the exterior of the buildings. Vines can damage the mortar between the bricks, clog gutters and pull vinyl siding off. Please don't put up vine supports near your gutters.

Nothing gives your fellow neighbors more joy than to see LEGGY VINES AND GROUND COVER TO GROW UP ON DECKS, DECK POSTS, DOWNSPOUTS OR BRICKS. This is spectacularly damaging!

HOMEOWNERS ARE RESPONSIBLE FOR PAYING FOR THE DAMAGE CAUSED!
WATER HEATER REPLACEMENT - NEW CODE

Just when you thought it couldn't get any better,...

Most of us without basements have our water heater in our laundry room. The original plumbing code considered the louvered door to provide adequate ventilation, but that is no longer the case. The new code, passed several years ago, requires more ventilation before a water heater can pass inspection. Any reputable plumber knows the new code, and it is their responsibility to properly vent the space. Please be aware of this when you replace a water heater.
WATER is included in your dues - so DON'T get it, got it?

Eagle Creek monthly fees include your water. Our water bill is currently approximately $78.00 per month per unit.

Because water is one of our biggest items of expense the Board urges every resident to be judicious in its use and to conserve it whenever possible.

The water bill is for each BUILDING. A duplex covers 2 units, a 4Plex covers 4 units. We compare the water bills to help us notice if a particular building's water usage is up.

It is almost always up because some unit in the building has a leaky faucet, toilet or shower.

Sometimes it is outside the unit but not too often.

We then send a letter to each unit in the building to check for leaks and fix them as soon as possible.

In all the years we have been together everyone has been really great about fixing their leaks. Your help and cooperation has been greatly appreciated by all of your neighbors. Thanks!

The reason the developer had a water meter for each building instead of each unit was to reduce the price of our units.

If we wanted to get separate water meters that would cost over $1,000 for each unit and we would all have to agree to make this expenditure.

That's why we obviously haven't done it so far.

Oh and just by the way, almost everyone's water bill is consistently about the same as everyone else's.

Remember, just because YOU don't see the water bill does not mean you are not paying for water.

Please check your toilets, sinks and showers for leaks.
WATER SHUT-OFF VALVES

See Frozen Pipe Prevention and Water Shut-Off Valves in the FAQ.
Website Why Do We Need This Darn Thing?

We need the website to join the 21st century. For the same reason most of us now have smart phones and email. That's the way the world works these days. Apparently many condo associations and neighborhoods have had these for years.

We need it first to more easily communicate with our community.

We need it secondly to communicate with persons who are buying and selling homes in our community.

The Master Deed, By Laws, Rules & Regulations, Budgets, Financial Statements are all here.

In one place.

Where everyone has access to them.

The Frequently Asked Questions is a repository of years of knowledge and experience from current & prior board members and so many volunteers and residents. Think of it as years of neighborhood flyer subjects all in one place so we never lose our collective memory of problems and problems solved.

Most people will use it and actually like it.

This is a work in process since 2014. Be gentle with us. It's our first website too. I know there are members who are better at computers than we are. Please, if you know how this thing could work better, speak up. We need your expertise! Yes we're looking at the younger people for this because the average age in our neighborhood is well over 70. About two thirds of us have homestead exemptions.

If any of you have any positive comments and suggestions they would be deeply appreciated.

It increases the knowledgebase for all of us. 124 homeowners can't be wrong all the time and 124 heads are better than one.

And another thing for example. Today someone sent us an email about a get together at the clubhouse. It was beautifully arranged and we were able to copy it and put it on the Upcoming Events section of our website. Not only that though, we were able to send an email to all of us residents to let them know about this upcoming event and it only took minutes. Wow!! Is this technology cool or what? Beats the heck out of running off copies and stuffing them in 124 mailboxes doesn't it?
Welcoming Committee for New Neighbors

If you are a new resident, Freda Quire is the Chairperson of the Welcoming Committee.

Her phone number is (502-425-2048). She will drop off a note in your paperbox a few days after you have moved in. Please give her a call at your earliest convenience so she can drop off a packet of neighborhood information. She would love to talk with you and welcome you to our neighborhood.
White Binders Past Tense Maybe? (See above why do we need website)

Please remember that you must keep up with the Eagle Creek Patio Homes white binder and, if you sell or otherwise transfer title to your unit, leave it for the new owner.

The "white binder" is the 3-ring binder that contains the by-laws of the Association, the Rules & Regulations and the Master Deed.

Since we now have this wonderful website, you can also find all these documents on the website under the caption "Governing Documents".

And since we have had quite a turnover, most people, including me, have no idea what the "white binders" were. That's where this website comes in.
Wild/Stray Cats & Feeding Wildlife - Please Don't

Wild/stray cats are a neighborhood nuisance because they reproduce at an alarming rate, are likely carriers of rabies and kill or maim ducks and other wildlife. Equally important is the fact that leaving food out encourages the coyotes and foxes that find more desirable wildlife tasty.

Please do not put your garbage down by the creek to feed the animals. This attracts unwanted animals that then attack the ducks.

One time a resident (who will go unnamed) put out leftover bologna and tater tots.

Luckily, another resident was in the vicinity, saw what had happened, and removed the garbage.

The east end of Louisville (I can't believe it but...) has the worst infestation of rats in Jefferson County, and they are hard to get rid of. The same goes for putting food out on your patio - just not a good idea.

PLEASE DO NOT FEED THEM BECAUSE THIS WORKS AT CROSS PURPOSES WITH OUR EFFORTS TO CONTROL THIS NUISANCE.

One of our residents feeds a small amount of corm to the ducks by the creek, and that is sufficient feeding in the neighborhood.
Window Tinting Not Allowed

Some of our homes get a LOT of sun exposure. Some people may want to tint their windows by putting a plastic coating on them. You must get approval to do this from the board.

Nuff said!
Windows Leaking Cold Winter Air? (You really do love wasting money!)

Our windows are now over 28 years old and most of them still look great.

They are metal with thermopane glass which are absolutely wonderful and long lasting and never need painting.

They are great except for about 3-4 very cold weeks in the year.

Then they leave a little something to be desired on the very coldest days when it's below 20 degrees.

We have found three wonderful fairly inexpensive products at the hardware store that can reduce the cold coming into your windows.

First look at the top of your lower window that slides up and down. On the left and right sides you can see a fairly big gap.

You can cut up with kitchen scissors 2" pieces of something called Foam Backer Rod. I used 5/8" X 20' soft foam roll that is great for filling gaps and joints to prevent drafts.

You can put (2) pieces on each side of your window (4 for each window in total) stuff them in the gap.

So you can easily open the window don't stuff them in too far. It does a great job. This was really easy to do.

However, for a neat trick I just learned in January 2021, if you put the Foam Backer Rod on both sides in the channel going up on either side where the bottom sash slides up and down (it's about 24 inches up on each side) that really cuts down on the cold air that can seep in. My windows used to sweat a lot on the inside and that has been reduced by more than half because of the tighter air seal the foam backer rod gives.

Second you can buy some Do It Vinyl Foam Weatherseal Self-Stick Tape on a Roll. The size I used is 1/4" wide 1/8" thick and 17' long.

You feel along the window where drafts are coming in. Measure and cut off a piece of this and stick it over where the leaks are coming in.

It does a really good job and is hardly noticeable. This was also really easy to do.

Third if you are feeling really adventurous you can get for a caulking gun a product made by DAP called CLEAR Removable Weatherstrip Sealant.

It forms a tight temporary seal. Later it peels away easily when no longer needed. It also does a great job.

I put these on all our windows and was absolutely amazed how much this helped.

Some of our windows used to get wet from the cold air hitting the warm inside air. It's not wet or frosty anymore.

Oh and by the way, one other reason for doing this, it helps to keep bugs out!
Winter Readiness

Please remember to disconnect your garden hoses and shut off the water to each outdoor faucet at the valve INSIDE your home and open and leave open each water faucet OUTSIDE you home at the beginning of winter.

You might also want to stop by the hardware store and pickup for less than $10.00 a styrofoam cover that fits over your outdoor faucet.

You can put this on in less than 20 seconds. (Hint: The rubber band inside the cover fits over your faucet handle or your nozzle attachment.)

For the real deal check out the frozen pipe FAQ (Frequently Asked Question).